You may be asking yourself, what is easiest place to get an auto loan, or what is the best place to finance a car? Our friendly and knowledgeable credit specialists make Ertle Subaru that place. They are here to find you the best bank for a car loan and answer any questions you might have, such as what is a good rate for a car loan and what's the minimum credit score for a car loan? Â
Ertle Subaru Auto Finance Center in Stroudsburg PA
Ertle Subaru takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget and secure your car loan near Stroudsburg, East Stroudsburg, Mount Pocono, Scranton, or Easton PA.
We Make it Easy!

Should You Lease Your New Ertle Subaru Vehicle?
Is leasing the best choice for me? Are leasing cars a good idea? Is it cheaper to own or lease a car? Is there a downside to leasing a car? What credit score do you need to lease a car? These are all common questions you might be wondering about. Luckily, Ertle Subaru has the best credit specialists available in Stroudsburg, East Stroudsburg, Mount Pocono, Scranton, and Easton PA who can answer these questions for you!
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Is it worth it to finance a car? While leasing has many benefits, there are benefits to financing a car as well. Over time, you will build equity in your car allowing you to trade it in or sell it, and unlike leasing, there are no limits on how many miles you can drive. A quick consultation with our Ertle Subaru credit specialists will help identify the best option for you.


Flexible Credit Options
One of the most common questions many customers ask is "can I finance a car with no credit history?", or "can I get a car loan with challenged credit?". The good news is that Ertle Subaru has an extensive network of car loan and auto finance options to help customers from every credit situation get into the vehicle of their dreams! Â
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Ertle Subaru
798 N 9th St
Stroudsburg, PA 18360
- Sales: 570-740-3765
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